EU Digital Identity Wallet (EUDI Wallet)

What is the EUDI Wallet?

The EU Digital Identity Wallet is a government-backed digital wallet on the user’s smartphone that stores certified versions of various official documents and credentials. With the EUDI Wallet, users and businesses can verify their identity or exchange data online or in person, with only the necessary information being shared. Additionally, the wallet can be used to sign documents with one of the legally binding electronic signatures recognized in the EU. The information that can be stored in the EUDI Wallet includes:

• Identity and personal data such as ID card and passport, date of birth, proof of age, place of residence and address, nationality, and residency status
• Occupation, education, and legal status, such as university degrees, diplomas, and professional qualifications, employment references, and proof of work authorization
• Access and mobility authorizations such as a driver’s license, bank-verified identity credentials and account statements, as well as confirmations of authorization to use services and benefits

What advantages does the wallet offer businesses?

For businesses, the EUDI Wallet is based on the principle of selective disclosure. Users no longer share complete documents, but only the information required in each case, e.g., proof of legal age instead of the full date of birth. This allows identity checks to be conducted more efficiently and replaces previously fragmented and document-intensive processes with standardized and cryptographically secured workflows. Processes such as customer registration and KYC, contract processing, or other compliance requirements can thus be accelerated and implemented more smoothly. At the same time, a consistent basis of trust is established throughout the entire process.

In short, the EUDI Wallet is not just another registration method, but a European trust infrastructure that brings together identification, attribute verification, and electronic signatures within a unified and interoperable framework.

Timeline

• End of 2026: Every EU member state must make at least one EUDI Wallet available to citizens and residents. The public sector must begin accepting identification via the Wallet.
• 2027: Certain regulated organizations must accept the EUDI Wallet for identification purposes. Germany plans to introduce its government-issued EUDI Wallet in early 2027.
• July 2027: The EU Anti-Money Laundering Regulation (AMLR) enters into force, creating additional obligations that directly impact wallet-based identity verification.

Regulated organizations that will be required to accept the wallet include: financial service providers, identity verification (IDV) and KYC platforms, telecommunications operators, and the healthcare and insurance sectors.

How Agree&Sign supports EU Wallet-compatible processes

Agree&Sign is designed to combine identity verification, approvals, and legally binding signatures into a single integrated workflow. In the context of the EU Digital Identity Wallet, Agree&Sign acts as a flexible process layer between wallet-based identity and business-specific processes.

This enables companies to:

• Integrate EU Wallet-based identity verification into onboarding, approval, and signature processes
• Reuse verified identities instead of re-verifying them in every process
• Combine identity, workflow, and signature into a seamless, auditable process
• Support hybrid identity models in which EU Wallets, national eIDs, and existing procedures coexist
• Use eIDAS-compliant signatures, including qualified electronic signatures (QES)

This is how Agree&Sign helps companies transition from fragmented identity verification to trusted, end-to-end digital processes, ready for the EU Wallet future.