How leasing providers and OEM captives scale XaaS, modernize leasing, and keep financial control without breaking the ERP backbone.

The rules of leasing and captive finance are changing.

Customers increasingly expect outcomes rather than ownership. Subscription models, equipment-as-a-service, usage-based contracts, and bundled offerings create new growth opportunities—but also introduce significant operational and financial complexity. Traditional leasing platforms were never designed for a world of continuous contract changes, asset swaps, usage-based billing, and integrated service delivery.

For OEM captives, leasing companies, and SAP-driven enterprises, the challenge is clear:

How do you enable modern business models while maintaining governance, auditability, and financial control?

This executive ebook provides a practical blueprint for building a scalable, SAP-centric operating model that connects contracts, assets, finance, and funding into a single integrated lifecycle.

  • Download the Executive Ebook
    Download the Executive Ebook 30.54 MB Download

Learn how leading organizations evolve from traditional financing models toward modern leasing and XaaS offerings while preserving a clean SAP core and financial transparency.

This ebook combines executive-level strategy with practical guidance for business and IT stakeholders responsible for turning leasing and XaaS ambitions into operational reality. It includes architecture guidance, operating model recommendations, transformation lessons learned, and a real-world customer transformation story.

  • Who should read this ebook?

    • OEM captive finance executives
    • Leasing and asset finance leaders
    • CFOs and finance transformation leaders
    • Heads of leasing and portfolio management
    • SAP Enterprise Architects
    • CIOs and IT transformation leaders
    • Product and business model innovation teams
  • Key Topics Covered

    • XaaS and Equipment-as-a-Service operating models
    • OEM captive finance transformation
    • Contract and asset lifecycle management
    • SAP-centric architecture principles
    • Event-driven finance and subledger design
    • IFRS 16 considerations for hybrid lease-service portfolios
    • Asset-based funding and portfolio profitability
    • Operating model and governance design
    • Executive KPI frameworks
    • Transformation pitfalls and success factors

What You'll Learn

#1

Why Traditional Leasing Models Reach Their Limits

Understand why contract-centric operating models struggle when subscriptions, usage-based pricing, service bundles, and frequent lifecycle events become the norm.

#2

The Four Capabilities That Define Modern Captive Finance

Discover the integrated capability model behind scalable leasing and XaaS operations:

  • Contract Lifecycle Mastery
  • 360° Asset Lifecycle Management
  • Finance & Subledger Excellence
  • Asset-Based Funding Transparency

#3

How to Build a SAP-Centric Target Architecture

Learn how to extend leasing capabilities around SAP ERP and SAP S/4HANA while preserving governance, auditability, and clean-core principles.

 

#4

Finance, IFRS 16 and Audit-Ready Automation

Explore how modern organizations automate settlements, postings, and reporting while maintaining complete traceability from operational events to financial outcomes.

#5

A Practical Transformation Roadmap

See how organizations successfully move toward modern leasing and XaaS models through phased transformation rather than high-risk replacement programs.

Ready to Assess Your Current Maturity?

Ready to Assess Your Current Maturity?

After downloading the ebook, schedule a 30-minute Lease & XaaS Readiness Assessment with BearingPoint to evaluate your capabilities across:

  • Contract Lifecycle
  • Asset Lifecycle
  • Finance & Subledger Integration
  • Asset-Based Funding Transparency
Book a Readiness Assessment

Our team would love to hear from you

Take your leasing and rental processes to the next level!